Bullion is a way to trade pure silver and gold. It can be nearly any shape or size, and can be minted by the government or made by a private mint company. Often the number .999 can be found on the coin indicating it is pure silver or gold, or number .925 indicating sterling silver.
The price of precious metals is dictated by market price. Although you normally will pay over the market price (spot) when buying bullion from a dealer, the market price offers a ball park figure for what you can expect when buying or selling.
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